Attention homeowners: Real estate appraisal services for in Glencoe and McLeod County

Check out the top 7 reasons why MN homeowners call on Patrick Lambert Appraisal Services:

  1. Find the right listing price (whether they're selling the home on their own or using an agent)
  2. To challenge a MN property tax assessment
  3. Remove PMI to lower your mortgage payments
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Settle an estate in MN by determining the true market value of real estate in question

Do you own a house in or near Glencoe? Do you need help deciding the value of your real estate?
Contact Patrick Lambert Appraisal Services.

We at Patrick Lambert Appraisal Services understand the particular needs of a customer looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value estimation than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. We're qualified in helping consumers just like you get rid of unneeded and unwanted PMI insurance.

Challenge Tax Assessment

Lets say your house is not appreciating as much as other homes close by -- your local tax assessor may have your house overvalued. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. Getting an appraisal report from Patrick Lambert Appraisal Services is your perfect weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow angle. Patrick Lambert Appraisal Services can provide you with a professional appraisal to help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would like to have a professional double-check it for efficiency or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? Patrick Lambert Appraisal Services offers field reviews where we go out and check the subject and comps. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Patrick Lambert Appraisal Services can help you with that. While usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your property.